Apex Trader Funding vs Topstep: 2026 Comparison

January 12, 2026•By Compare Futures Prop
Apex Trader Funding vs Topstep: 2026 Comparison
Two of the biggest names in futures prop trading go head to head. We compare pricing, rules, profit splits, and more to help you decide.

The Heavyweights Face Off

Apex Trader Funding and Topstep are arguably the two most recognized names in futures prop trading. Both have paid out millions to traders, but they take very different approaches. Let's break down how they compare.

Evaluation Structure

Apex: One-step evaluation with no daily drawdown. Pass once, get funded.

Topstep: Trading Combine with both daily loss limit and maximum drawdown. More rules to follow.

Winner: Apex, for simplicity. However, Topstep's daily limit teaches discipline that helps in funded trading.

Pricing

Apex: One-time fees starting at $147 for 25K, with frequent sales of 50%+ off.

Topstep: Monthly subscription starting at $49/month for 50K.

Winner: Depends on how fast you pass. Apex is better for quick passers; Topstep's subscription model benefits those who need more time.

Profit Split

Apex: Up to 100% on first $25K profits, then 90%.

Topstep: 90% from the start.

Winner: Apex, for that initial 100% split on early profits.

Payouts

Apex: Twice monthly payouts.

Topstep: Weekly payouts when funded.

Winner: Topstep, for faster access to your money.

Platforms

Apex: NinjaTrader, Tradovate, and others via Rithmic.

Topstep: TopstepX and Tradovate.

Winner: Tie—both support popular platforms.

Our Verdict

Choose Apex if you want simpler rules, no daily drawdown, and are confident you can pass quickly. Choose Topstep if you prefer the subscription model, want weekly payouts, and appreciate the discipline of daily limits.

Both are legitimate firms with proven track records. You can't go wrong with either.